Michael Frontera has dedicated his practice to helping people plan for their retirement— and to maintain their lifestyle once they get there. His focus includes working with small-business owners to set up and maintain retirement plans for themselves and their employees.
Though technically a New Jersey native, Michael has spent the past three decades in NY’s Capital Region. He graduated Cum Laude from SUNY Albany with a degree in Mathematics, and has always been enamored with numbers. This has helped Michael throughout the years when designing plans for his clients. Rather than simply “punching in the data” to see what the financial software pops out, Michael uses his keen understanding of the math behind financial planning to generate far more customized solutions for his clients.
Michael’s focus on retirement planning strategies is a passion for him and he’s proud to consider himself a lifelong learner. He has the following designations:
Certified Financial PlannerTM Professional. The CFP® mark identifies those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP Certification Examination.
Retirement Income Certified Professional®. The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income.
Chartered Financial Consultant®. The ChFC® program focuses on the complete financial planning process as an organized way to collect and analyze information on a client’s total financial situation.
As an active member of the community, Michael is involved with several local organizations. He is the chair of the Partners Committee for the Financial Planning Association of Northeastern New York, and is a member of the Estate Planning Council of Eastern New York. Michael also volunteers for the Alzheimer’s Association in Albany as well as Make a Wish of Northeast New York.
When not at the office, Michael can be found in summer or winter hiking the Adirondack Mountains– and having climbed all 46 of NYS’ high peaks, is a proud “46-R”. Michael is also an avid bowler and golfer, and can happily pass an afternoon doing either. That said, he knows how to relax– either with a great book at home or with family and friends for dinner and conversation.
Getting a Great View from Algonquin Peak’s Summit!
Michael is a Series 7 Registered Representative and Investment Advisor Representative of Equity-Services, Inc. and offers securities in NY, VT, MA, CT, CO, CA, FL, GA, IN, PA, TN, SC, TX and VA. He is also insurance-licensed in NY, VT, MA, ME, PA, TN and NJ.
Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA / SIPC , 1407 Route 9, Bldg 4 2nd Fl. Clifton Park, NY 12065. (518) 688-2223. NPA Financial, LLC is independent of Equity Services, Inc.
NPA Financial, Inc.
1407 Route 9, Bldg 4
Clifton Park, NY 12065